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Health Risks of Electromagnetic Radiation




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December 3, 2015 by Andrea Fabry 5 Comments

Are you assuming all is well when it comes to modern technology? Are you confused by conflicting statements regarding the health effects of cell phones and other wireless devices? Consider what a leader in the insurance industry says about the risky business of electromagnetic radiation.

What is Swiss Re

The Risky Business of Electromagnetic Radiation

Who or What is Swiss Re?

Swiss Re is not an insurance company. It is a reinsurance company. Founded in 1863, it is now the world’s second-largest reinsurer (after acquiring GE Insurance in 2006 for 7.4 billion dollars.) According to the Swiss Re website:

The Swiss Re Group is a leading wholesale provider of reinsurance, insurance and other insurance-based forms of risk transfer. Dealing direct and working through brokers, its global client base consists of insurance companies, mid-to-large-sized corporations and public sector clients.

It’s important to keep in mind that Swiss Re is not thinking about the health and well-being of consumers when they offer risk predictions. They are helping businesses avoid financial devastation in the wake of potential lawsuits and liabilities.

Let’s say a person gets sick because of exposure to Wi-Fi and successfully sues the technology company. The company’s insurance provider pays the settlement. If there are enough lawsuits and the company can’t pay them all, the insurance provider turns to a reinsurance company to cover the unforeseen settlement costs.

In other words, it’s in Swiss Re’s interest to assess risk and communicate risk to insurance companies so that profitability is maintained.

 What does Swiss Re say about modern technology?

In June 2013, Swiss Re issued the document Swiss Re SONAR Emerging Risks Insights. Thankfully this report is available to consumers who want to see what the reinsurance industry thinks insurance companies will be paying for in the years ahead.

Here’s how the report begins:

“Risks are a moving target. They are constantly changing or newly developing. That makes it difficult to quantify and judge them. The earlier the insurance industry starts adapting to emerging risks, the better prepared it will be for tomorrow‘s challenges.”

Here’s my interpretation:

“Risks are tough to predict. Culture is changing rapidly. You (the insurance company) better be thinking about these health and property risks, or you’ll go under and so will we.”

Swiss Re categorizes risk in terms of low, medium and high. It further delineates these into projected time frames such as 1-3 years, 4-10 years and greater than 10 years. Furthermore, it categorizes the types of risks such as property, financial and most importantly casualty (a person hurt or killed).

What does Swiss Re say about the health risks of electromagnetic radiation

(The above image depicts only part of the Swiss Re chart. See the medium and low risks here.)

The insurance industry knows that wireless radiation is dangerous. Do we?

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Projected high risks

Of course when I see the word high risk I immediately assume a risk to my health. However for Swiss Re it means:

“Potentially high financial, reputational and/or regulatory impact or significant stakeholder concern.”

Again, a reminder that the dollar is the top priority.

What are these significant concerns?

1. Prolonged Power Blackout (1-3 years)

According to Swiss Re, a prolonged power blackout may be caused by “space weather events or coordinated terror attacks ” with significant impacts on society and industry. It’s interesting to note that our vulnerability to large-scale power blackouts has increased due to:

”  . . increased connectivity and ageing, sometimes poorly- maintained power generation and distribution infrastructure and excess usage thereof.”

My interpretation

“We’re going to be in trouble because consumers have embraced technology too quickly without considering the consequences.”

2. Endocrine disrupting chemicals (4-10 years)

This class of chemicals is proving to be far more detrimental to our health than ever imagined. See my previous post Endocrine Disrupting Chemicals 101.

3. Unforeseen Consequences of Electromagnetic Radiation (> 10 years)

Swiss Re notes the ubiquity of electromagnetic fields (ELFs). (emphasis mine)

“The convergence of mobile phones with computer technology has led to the proliferation of new and emerging technologies. This development has increased exposure to electromagnetic fields, the health impacts of which remain unknown.”

According to Swiss Re:

“If a direct link between EMF and human health problems were established, it would open doors for new claims and could ultimately lead to large losses under product liability covers. Liability rates would likely rise.”

My interpretation:

“If these health concerns prove to be correct the insurance industry will lose unless we take action now.”

Lloyd’s of London, a leader in the insurance industry, has already taken steps to exclude coverage of health issues associated with EMFs. (See more in the previous post 6 Surprising Facts About Cell Phones.)

While it’s sad that profit is the #1 concern, it’s even more sad that consumers remain in the dark. There are more than 1800 studies demonstrating a clear connection between electromagnetic radiation and adverse health outcomes. (See the BioInitiative 2012 report.)

We have embraced our modern electronics with lightning speed assuming all is well. The technology industry has done an excellent job creating doubt in the consumer’s mind regarding health concerns. Why not heed the warning from the insurance industry and take action now for the sake of ourselves and future generations!

How to Reduce EMR Exposure

  • 10 Cell Phone Safety Tips
  • From Wireless to Wired – Our Family’s Journey
  • Sleep, Melatonin and Electronic Devices
  • Anti-Radiation Foods
Swiss Re is one of the world's leading reinsurers. What are they saying about the health risks of wireless devices, appliances and other forms of electromagnetic radiation

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Filed Under: Electromagnetic Radiation, Uncategorized, Unseen Reality Tagged With: chemicals, electromagnetic radiation, endocrine, endocrine disrupting chemicals, exclusion, health, industry, insurance, insurance risks, reinsurance, risk, Swiss Re, technology, wireless, wireless technology

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Comments

  1. Kay Cowan says

    December 8, 2015 at 1:34 pm

    What drinks can I serve rather than soft drinks?

    Reply
    • Andrea Fabry says

      December 8, 2015 at 2:09 pm

      I like to make spa water when company comes. A big beautiful glass pitcher of water with oranges, limes and lemons. It’s pretty and inviting. Kombucha is awesome too. For company, I make the kombucha and add fruit juice to make it palatable to those who are used to soft drinks. It’s amazing how surprised people are that they like it! It’s fizzy and flavorful.

      Reply
  2. Marek says

    December 9, 2015 at 11:08 am

    Hi! We designed a really good signal proof hat that reflects harmful signals. These hats are available on Kickstarter. We launched the campaign yesterday so you can support our idea or pre-order the hat which protects head against EM radiation 😉 Thank you!
    https://www.kickstarter.com/projects/856842557/shield-the-world-s-first-signal-proof-headwear

    Reply

Trackbacks

  1. Best of Alternative Living Network 2015- Research Based Articles | Purposeful Nutrition: Healing With Food. says:
    December 27, 2015 at 3:26 pm

    […] Health Risks of Electro-Magnetic Radiation from It Takes Time […]

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  2. EMFs | Contrast says:
    December 3, 2016 at 2:26 pm

    […] The insurance industry has begun officially excluding coverage for health effects related to EMFs […]

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MEET ANDREA

I am a certified Building Biology Advocate, a former journalist, mother of nine, and avid CrossFitter who likes to think outside the box. After our family's health crisis in 2008, I learned to ask questions about what's in our food, our water, and our air. I hope to empower you as you seek to live safely in a complex world. Thankfully, small steps lead to big changes. Let's travel this road together, one step at a time.

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